In-depth guides and articles designed specifically for physicians navigating their financial lives. Everything you need to make informed decisions about your wealth.
Strategies to minimize your tax burden legally and maximize your take-home income.
Comprehensive guide covering deductions, retirement contributions, tax-loss harvesting, and entity structures to minimize your tax burden legally.
Read Full Guide →Complete breakdown of 401(k), 403(b), backdoor Roth IRA, mega backdoor Roth, and other retirement vehicles available to physicians.
Read Article →Navigate PSLF, refinancing, and repayment strategies to optimize your student loan approach.
Everything you need to know about Public Service Loan Forgiveness: eligibility, application process, employment certification, and common pitfalls to avoid.
Read Guide →Comprehensive analysis of when to pursue loan forgiveness versus refinancing, with real scenarios and financial modeling examples.
Read Article →Physician mortgages, real estate investment strategies, and home buying guidance.
Everything you need to know about physician mortgages: zero down payment options, no PMI, flexible ratios, and which lenders offer the best terms.
Read Guide →How to vet real estate investment opportunities. Red flags to watch for, questions to ask sponsors, and financial metrics that actually matter.
Read Guide →Live for free while building equity: Complete guide to buying a duplex or multi-unit property with 0-5% down and renting out units.
Read Guide →Complete decision framework for residents and fellows: when buying makes sense, when renting is smarter, and the exact financial calculations.
Read Guide →Contract negotiation, income optimization, and career transition strategies for physicians.
Essential financial moves in your first year as an attending: disability insurance, retirement accounts, student loans, estate planning, and more.
Read Checklist →How to evaluate and negotiate employment contracts: compensation structure, RVU targets, call requirements, malpractice coverage, and restrictive covenants.
Read Guide →Prioritized decision tree for where to invest leftover savings: from emergency fund through retirement accounts to alternative investments.
Read Guide →Everything you need to know about operating as an independent contractor physician.
Step-by-step guide for locum tenens and independent contractor physicians on setting up an LLC, electing S-Corp status, and optimizing taxes.
Read Full Guide →Complete breakdown of when S-Corp election makes sense, exact tax savings calculations, and the administrative requirements you need to know.
Read Guide →Every allowable business expense for 1099 physicians: what's deductible, documentation requirements, and how to save $15K-$40K in taxes annually.
Read Guide →Understanding insurance types, avoiding commission-based sales, and getting proper coverage.
How much agents earn selling whole life versus term insurance to physicians. Why commission-based advice is inherently conflicted.
Read Guide →Complete comparison of term, whole, universal, and variable life insurance plus disability, malpractice, and umbrella coverage. What you actually need.
Read Guide →Wills, trusts, and protecting your legacy for your family.
When you need just a will versus when you need a trust. Revocable vs irrevocable, probate costs, and estate planning by net worth.
Read Guide →Comprehensive financial guidance and avoiding common pitfalls.
The most expensive financial mistakes physicians make and exactly how to avoid each one. From lifestyle inflation to commission-based advisors.
Read Guide →These resources are a great starting point, but every physician's situation is unique.
Schedule a free consultation to discuss your specific needs.